/* ==========================================================================
   BARCLAYS Bank — style.css
   Core design system: variables, typography, layout, components.
   ========================================================================== */

:root {
    --primary: #0E6B4F;
    --primary-dark: #0A4E3A;
    --primary-light: #E6F2EC;

    --accent: #C9962E;
    --accent-dark: #A87A20;

    --success: #16A34A;
    --warning: #D97706;
    --danger: #DC2626;
    --info: #0284C7;

    --bg: #F3F6F4;
    --background: var(--bg);
    --surface: #FFFFFF;
    --surface-2: #ECF2EE;
    --surface-3: #E2EBE5;

    --border: #D5E0D9;
    --border-strong: #B9CCC0;

    --text: #17352B;
    --text-soft: #52675D;
    --muted: #71857B;

    --green-soft: rgba(22, 163, 74, 0.12);
    --gold-soft: rgba(201, 150, 46, 0.14);

    --font-display: 'Manrope', sans-serif;
    --font-body: 'Inter', sans-serif;

    --radius-sm: 10px;
    --radius-md: 14px;
    --radius-lg: 20px;
    --radius-xl: 28px;

    --container: 1200px;

    /* Internal helpers (not brand tokens) */
    --nav-h: 76px;
    --shadow-sm: 0 1px 2px rgba(23, 53, 43, .08);
    --shadow-card: 0 1px 2px rgba(23, 53, 43, .08), 0 10px 30px rgba(23, 53, 43, .12);
    --shadow-md: 0 10px 30px rgba(23, 53, 43, .14);
    --shadow-lg: 0 24px 60px rgba(23, 53, 43, .18);
    --mobile-bar-h: 0px;
}

/* ---------- Reset & base ---------- */

*,
*::before,
*::after {
    box-sizing: border-box;
}

html {
    -webkit-text-size-adjust: 100%;
    scroll-behavior: smooth;
    max-width: 100%;
    overflow-x: clip;
}

body {
    margin: 0;
    background-color: var(--bg);
    color: var(--text);
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.65;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

body.is-preloading {
    overflow: hidden;
}

.site-preloader {
    position: fixed;
    inset: 0;
    z-index: 9999;
    display: grid;
    place-items: center;
    background:
        radial-gradient(circle at 30% 25%, rgba(14, 107, 79, .18), transparent 32%),
        radial-gradient(circle at 70% 70%, rgba(201, 150, 46, .16), transparent 30%),
        linear-gradient(135deg, #f7fbf8 0%, #edf4f0 100%);
    transition: opacity .55s ease, visibility .55s ease;
}

.site-preloader.is-hidden {
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
}

.site-preloader__panel {
    width: min(320px, calc(100vw - 48px));
    min-height: 220px;
    padding: 34px 28px;
    border: 1px solid rgba(213, 224, 217, .9);
    border-radius: 28px;
    background: rgba(255, 255, 255, .82);
    box-shadow: 0 24px 70px rgba(23, 53, 43, .18);
    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
}

.site-preloader__mark {
    width: 68px;
    height: 68px;
    border-radius: 22px;
    background: linear-gradient(145deg, var(--primary), var(--primary-dark));
    color: #fff;
    display: grid;
    place-items: center;
    font-size: 1.45rem;
    box-shadow: 0 18px 34px rgba(14, 107, 79, .28);
    animation: preloader-pulse 1.4s ease-in-out infinite;
}

.site-preloader__brand {
    margin-top: 18px;
    font-family: var(--font-display);
    font-size: 1.35rem;
    font-weight: 800;
    color: var(--text);
}

.site-preloader__line {
    width: 190px;
    height: 4px;
    border-radius: 999px;
    background: var(--surface-3);
    overflow: hidden;
    margin: 20px 0 14px;
    position: relative;
}

.site-preloader__line::before {
    content: "";
    position: absolute;
    inset: 0;
    width: 45%;
    border-radius: inherit;
    background: linear-gradient(90deg, var(--primary), var(--accent));
    animation: preloader-line 1.15s ease-in-out infinite;
}

.site-preloader__text {
    color: var(--muted);
    font-size: .9rem;
    font-weight: 600;
}

@keyframes preloader-pulse {
    0%, 100% {
        transform: translateY(0) scale(1);
    }
    50% {
        transform: translateY(-4px) scale(1.04);
    }
}

@keyframes preloader-line {
    0% {
        transform: translateX(-110%);
    }
    100% {
        transform: translateX(230%);
    }
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

button {
    font-family: inherit;
    font-size: inherit;
    cursor: pointer;
}

ul,
ol {
    margin: 0;
    padding: 0;
}

blockquote {
    margin: 0;
}

h1,
h2,
h3,
h4,
h5 {
    font-family: var(--font-display);
    color: var(--text);
    line-height: 1.15;
    letter-spacing: -0.02em;
    margin: 0 0 .5em;
    font-weight: 700;
}

h1 {
    font-size: clamp(2.3rem, 5vw, 3.9rem);
}

h2 {
    font-size: clamp(1.9rem, 3.6vw, 2.9rem);
}

h3 {
    font-size: clamp(1.15rem, 2vw, 1.4rem);
}

h4 {
    font-size: 1.05rem;
}

p {
    margin: 0 0 1.1rem;
    color: var(--text-soft);
    overflow-wrap: anywhere;
}

p:last-child {
    margin-bottom: 0;
}

/* Accessible focus ring for keyboard users */
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
summary:focus-visible,
[tabindex]:focus-visible {
    outline: 2px solid var(--accent);
    outline-offset: 3px;
    border-radius: 4px;
}

.skip-link {
    position: absolute;
    left: 16px;
    top: -60px;
    z-index: 200;
    background: var(--primary);
    color: #fff;
    padding: 12px 18px;
    border-radius: var(--radius-sm);
    transition: top .2s ease;
}

.skip-link:focus {
    top: 16px;
}

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0 0 0 0);
    white-space: nowrap;
    border: 0;
}

/* ---------- Layout ---------- */

.container {
    width: 100%;
    max-width: var(--container);
    min-width: 0;
    margin: 0 auto;
    padding: 0 24px;
}

.container-narrow {
    max-width: 780px;
}

.section {
    padding: 96px 0;
}

.section--tight {
    padding: 64px 0;
}

.section--surface {
    background: var(--surface);
}

.section--edge {
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
}

.section-head {
    max-width: 660px;
    margin-bottom: 48px;
}

.section-head--center {
    margin-left: auto;
    margin-right: auto;
    text-align: center;
}

.section-head p {
    font-size: 1.05rem;
}

.eyebrow {
    display: inline-block;
    font-family: var(--font-body);
    font-size: .78rem;
    font-weight: 600;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--accent);
    margin-bottom: 14px;
}

.eyebrow--muted {
    color: var(--muted);
}

.lead {
    font-size: 1.12rem;
    color: var(--text-soft);
    max-width: 62ch;
}

.grid {
    display: grid;
    gap: 24px;
}

.grid-2 {
    grid-template-columns: repeat(2, 1fr);
}

.grid-3 {
    grid-template-columns: repeat(3, 1fr);
}

.grid-4 {
    grid-template-columns: repeat(4, 1fr);
}

.grid>*,
.split>*,
.contact-grid>*,
.auth>*,
.footer__top>* {
    min-width: 0;
}

.split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.split__media,
.auth__form-wrap,
.contact-card>div:last-child,
.callout>div:last-child,
.form-note>span,
.form-alert>span {
    min-width: 0;
}

.split--reverse .split__media {
    order: 2;
}

.text-center {
    text-align: center;
}

/* ---------- Buttons ---------- */

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    font-family: var(--font-body);
    font-size: .98rem;
    font-weight: 600;
    padding: 14px 26px;
    border-radius: var(--radius-sm);
    border: 1px solid transparent;
    transition: background-color .22s ease, border-color .22s ease,
        transform .22s ease, color .22s ease, box-shadow .22s ease;
    text-align: center;
    line-height: 1.2;
}

.btn:hover {
    transform: translateY(-2px);
}

.btn:active {
    transform: translateY(0);
}

.btn-primary {
    background: var(--primary);
    color: #fff;
    box-shadow: 0 6px 20px rgba(14, 107, 79, .28);
}

.btn-primary:hover {
    background: var(--primary-dark);
    box-shadow: 0 10px 26px rgba(14, 107, 79, .34);
}

.btn-secondary {
    background: var(--surface-2);
    color: var(--text);
    border-color: var(--border-strong);
}

.btn-secondary:hover {
    background: var(--surface-3);
    border-color: var(--primary);
}

.btn-ghost {
    background: transparent;
    color: var(--text);
    border-color: var(--border-strong);
}

.btn-ghost:hover {
    border-color: var(--accent);
    color: var(--accent);
}

.btn-gold {
    background: var(--accent);
    color: #1A1405;
}

.btn-gold:hover {
    background: var(--accent-dark);
    color: #fff;
}

.btn-block {
    width: 100%;
}

.btn-lg {
    padding: 17px 34px;
    font-size: 1.03rem;
}

.btn-group {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    align-items: center;
}

.text-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--text-soft);
    font-weight: 500;
    position: relative;
}

.text-link::after {
    content: "";
    position: absolute;
    left: 0;
    bottom: -3px;
    width: 0;
    height: 1px;
    background: var(--accent);
    transition: width .25s ease;
}

.text-link:hover {
    color: var(--text);
}

.text-link:hover::after {
    width: 100%;
}

.link-accent {
    color: var(--accent);
    font-weight: 600;
}

.link-accent:hover {
    color: var(--accent-dark);
}

/* ---------- Top bar & navbar ---------- */

.site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 100;
}

body {
    padding-top: var(--nav-h);
}

.navbar {
    background: rgba(255, 255, 255, .92);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border-bottom: 1px solid var(--border);
    transition: box-shadow .25s ease, background-color .25s ease;
}

.navbar.is-scrolled {
    background: rgba(255, 255, 255, .98);
    box-shadow: 0 8px 28px rgba(23, 53, 43, .12);
}

.navbar__inner {
    height: var(--nav-h);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
}

.brand__mark {
    width: 38px;
    height: 38px;
    border-radius: 11px;
    background: var(--primary);
    display: grid;
    place-items: center;
    color: #fff;
    font-size: 1rem;
    border: 1px solid rgba(201, 150, 46, .35);
}

.brand__text {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.brand__name {
    font-family: var(--font-display);
    font-weight: 800;
    font-size: 1.12rem;
    letter-spacing: -.02em;
}

.brand__tag {
    font-size: .68rem;
    color: var(--muted);
    letter-spacing: .04em;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 4px;
    list-style: none;
    margin-left: auto;
}

.nav-item {
    position: relative;
}

.nav-link {
    position: relative;
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 10px 14px;
    border-radius: var(--radius-sm);
    font-size: .95rem;
    font-weight: 500;
    color: var(--text-soft);
    transition: color .2s ease, background-color .2s ease;
}

.nav-link:hover {
    color: var(--text);
    background: var(--surface-2);
}

.nav-link .fa-chevron-down {
    font-size: .62rem;
    transition: transform .25s ease;
    color: var(--muted);
}

.nav-item.is-open>.nav-link .fa-chevron-down {
    transform: rotate(180deg);
}

.nav-link.is-active {
    color: var(--text);
}

.nav-link.is-active::after {
    content: "";
    position: absolute;
    left: 14px;
    right: 14px;
    bottom: 4px;
    height: 2px;
    border-radius: 2px;
    background: var(--accent);
}

/* Dropdown */
.dropdown {
    position: absolute;
    top: calc(100% + 10px);
    left: 0;
    min-width: 268px;
    background: var(--surface-2);
    border: 1px solid var(--border-strong);
    border-radius: var(--radius-md);
    padding: 10px;
    box-shadow: var(--shadow-lg);
    list-style: none;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-8px);
    transition: opacity .2s ease, transform .2s ease, visibility .2s;
}

.nav-item.is-open .dropdown {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown__link {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    padding: 11px 12px;
    border-radius: var(--radius-sm);
    transition: background-color .18s ease;
}

.dropdown__link:hover {
    background: var(--surface-3);
}

.dropdown__icon {
    width: 32px;
    height: 32px;
    flex-shrink: 0;
    border-radius: 9px;
    background: var(--green-soft);
    color: var(--success);
    display: grid;
    place-items: center;
    font-size: .82rem;
}

.dropdown__title {
    display: block;
    font-weight: 600;
    font-size: .92rem;
    color: var(--text);
}

.dropdown__desc {
    display: block;
    font-size: .8rem;
    color: var(--muted);
    line-height: 1.45;
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
}

/* Sign-in buttons inside the slide-in menu (tablet and phone only) */
.nav-item--actions {
    display: none;
}

.nav-item--actions .nav-menu-actions {
    display: grid;
    gap: 12px;
    padding: 22px 0 10px;
}

.nav-item--actions .btn {
    width: 100%;
    min-height: 52px;
}

.nav-actions .btn {
    padding: 11px 20px;
    font-size: .92rem;
}

.nav-toggle {
    display: none;
    width: 46px;
    height: 46px;
    border-radius: var(--radius-sm);
    background: var(--surface-2);
    border: 1px solid var(--border-strong);
    color: var(--text);
    align-items: center;
    justify-content: center;
}

.nav-toggle__bars {
    position: relative;
    width: 20px;
    height: 2px;
    background: var(--text);
    border-radius: 2px;
    transition: background-color .2s ease;
}

.nav-toggle__bars::before,
.nav-toggle__bars::after {
    content: "";
    position: absolute;
    left: 0;
    width: 20px;
    height: 2px;
    background: var(--text);
    border-radius: 2px;
    transition: transform .28s ease, top .2s ease;
}

.nav-toggle__bars::before {
    top: -6px;
}

.nav-toggle__bars::after {
    top: 6px;
}

.nav-toggle.is-active .nav-toggle__bars {
    background: transparent;
}

.nav-toggle.is-active .nav-toggle__bars::before {
    top: 0;
    transform: rotate(45deg);
}

.nav-toggle.is-active .nav-toggle__bars::after {
    top: 0;
    transform: rotate(-45deg);
}

/* ---------- Hero ---------- */

.hero {
    position: relative;
    overflow: hidden;
    border-bottom: 1px solid var(--border);
}

.hero__bg {
    position: absolute;
    inset: 0;
    z-index: 0;
}

.hero__bg img,
.hero__bg video {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero__overlay {
    position: absolute;
    inset: 0;
    z-index: 1;
    background:
        linear-gradient(90deg, rgba(7, 13, 11, .96) 0%, rgba(7, 13, 11, .86) 46%, rgba(7, 13, 11, .55) 100%),
        linear-gradient(0deg, rgba(7, 13, 11, .92) 0%, rgba(7, 13, 11, .2) 60%);
}

.hero__inner {
    position: relative;
    z-index: 2;
    padding: 112px 0 104px;
    max-width: 660px;
}

.hero h1 {
    color: #fff;
    margin-bottom: 22px;
}

.hero__text {
    font-size: 1.14rem;
    color: rgba(255, 255, 255, .8);
    max-width: 54ch;
    margin-bottom: 32px;
}

.hero__actions {
    margin-bottom: 22px;
}

.hero__note {
    font-size: .93rem;
    color: rgba(255, 255, 255, .66);
}

.hero--page .hero__inner {
    padding: 84px 0 76px;
}

.hero--plain {
    background: var(--surface);
}

.hero--plain h1 {
    color: var(--text);
}

.hero--plain .hero__text {
    color: var(--text-soft);
}

.hero--plain .hero__note {
    color: var(--muted);
}

.breadcrumb {
    display: flex;
    gap: 8px;
    align-items: center;
    font-size: .84rem;
    color: var(--muted);
    list-style: none;
    margin-bottom: 20px;
    flex-wrap: wrap;
}

.breadcrumb a:hover {
    color: var(--text-soft);
}

.breadcrumb li+li::before {
    content: "/";
    margin-right: 8px;
    color: var(--border-strong);
}

/* ---------- Trust strip ---------- */

.trust-strip {
    background: var(--surface);
    border-bottom: 1px solid var(--border);
    padding: 40px 0;
}

.trust-strip__title {
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 1rem;
    color: var(--text-soft);
    margin-bottom: 26px;
}

.trust-list {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
    list-style: none;
}

.trust-list li {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: .96rem;
    font-weight: 500;
    color: var(--text);
}

.trust-list i {
    color: var(--accent);
    font-size: 1rem;
    width: 22px;
    text-align: center;
}

/* ---------- Cards ---------- */

.card {
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 30px;
    box-shadow: var(--shadow-sm);
    transition: transform .28s ease, border-color .28s ease, background-color .28s ease;
}

.card:hover {
    transform: translateY(-4px);
    border-color: var(--border-strong);
    background: var(--surface-2);
    box-shadow: var(--shadow-md);
}

.card__icon {
    width: 48px;
    height: 48px;
    border-radius: var(--radius-sm);
    background: var(--green-soft);
    color: var(--success);
    display: grid;
    place-items: center;
    font-size: 1.15rem;
    margin-bottom: 20px;
}

.card__icon--gold {
    background: var(--gold-soft);
    color: var(--accent);
}

.card h3 {
    margin-bottom: 10px;
}

.card p {
    font-size: .96rem;
}

.card__link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-top: 18px;
    font-size: .92rem;
    font-weight: 600;
    color: var(--accent);
}

.card__link i {
    transition: transform .22s ease;
    font-size: .75rem;
}

.card:hover .card__link i {
    transform: translateX(4px);
}

/* ---------- Trust and process sections ---------- */

.bank-security,
.start-process {
    background: #f3f7fb;
}

.pill-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 18px;
    border-radius: 999px;
    font-size: .9rem;
    font-weight: 800;
    margin-bottom: 18px;
}

.pill-label--green {
    background: #d9f8e5;
    color: #00853f;
}

.pill-label--blue {
    background: #dceaff;
    color: #155eef;
}

.security-card-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.security-card {
    min-height: 360px;
    background: #fff;
    border: 1px solid #d7e0ea;
    border-radius: 22px;
    padding: 32px;
    box-shadow: 0 16px 36px rgba(15, 23, 42, .12);
    position: relative;
    overflow: hidden;
}

.security-card::before {
    content: "";
    position: absolute;
    inset: 0 0 auto;
    height: 150px;
    opacity: .7;
    pointer-events: none;
}

.security-card--green::before {
    background: linear-gradient(90deg, rgba(22, 185, 84, .18), transparent);
}

.security-card--blue::before {
    background: linear-gradient(90deg, rgba(47, 111, 237, .16), transparent);
}

.security-card--purple::before {
    background: linear-gradient(90deg, rgba(166, 64, 230, .16), transparent);
}

.security-card__icon,
.process-card__icon {
    width: 58px;
    height: 58px;
    border-radius: 16px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-size: 1.35rem;
    margin-bottom: 28px;
    box-shadow: 0 14px 28px rgba(15, 23, 42, .16);
    position: relative;
    z-index: 1;
}

.security-card--green .security-card__icon,
.process-card--green .process-card__number {
    background: #19b85b;
}

.security-card--blue .security-card__icon,
.process-card--blue .process-card__number {
    background: #2f6fed;
}

.security-card--purple .security-card__icon,
.process-card--purple .process-card__number {
    background: #a640e6;
}

.process-card--orange .process-card__number {
    background: #f59e0b;
}

.security-card h3,
.process-card h3 {
    color: #07142f;
    font-size: 1.35rem;
    letter-spacing: 0;
}

.security-card p,
.process-card p {
    color: #34465f;
    font-size: 1rem;
    line-height: 1.7;
}

.security-card strong {
    display: flex;
    justify-content: center;
    align-items: center;
    min-height: 52px;
    border-radius: 12px;
    font-size: .92rem;
    margin-top: 22px;
}

.security-card--green strong {
    background: #eaf8ef;
    color: #00853f;
}

.security-card--blue strong {
    background: #eaf2ff;
    color: #155eef;
}

.security-card--purple strong {
    background: #f7edff;
    color: #8a19d6;
}

.process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 28px;
    position: relative;
}

.process-grid::before {
    content: "";
    position: absolute;
    left: 10%;
    right: 10%;
    top: 82px;
    height: 5px;
    background: #b9dbff;
    z-index: 0;
}

.process-card {
    position: relative;
    z-index: 1;
    padding-top: 72px;
}

.process-card__number {
    position: absolute;
    top: 0;
    left: 0;
    width: 64px;
    height: 64px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    color: #fff;
    font-size: 1.7rem;
    font-weight: 800;
    box-shadow: 0 14px 30px rgba(15, 23, 42, .18);
}

.process-card__body {
    background: #fff;
    border: 1px solid #d7e0ea;
    border-radius: 16px;
    padding: 30px;
    min-height: 315px;
    box-shadow: 0 14px 28px rgba(15, 23, 42, .11);
}

.process-card--blue .process-card__icon {
    background: #dceaff;
    color: #2563eb;
}

.process-card--green .process-card__icon {
    background: #dcfce7;
    color: #16a34a;
}

.process-card--purple .process-card__icon {
    background: #f1ddff;
    color: #9333ea;
}

.process-card--orange .process-card__icon {
    background: #fff6bf;
    color: #d97706;
}

.process-card strong {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: .92rem;
    margin-top: 10px;
}

.process-card--blue strong {
    color: #2563eb;
}

.process-card--green strong {
    color: #00853f;
}

.process-card--purple strong {
    color: #9333ea;
}

.process-card--orange strong {
    color: #d97706;
}

.card--flat:hover {
    transform: none;
}

.card--media {
    padding: 0;
    overflow: hidden;
}

.card--media .card__body {
    padding: 26px 28px 30px;
}

.card__media {
    aspect-ratio: 16 / 10;
    overflow: hidden;
    background: var(--surface-3);
}

.card__media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform .6s ease;
}

.card--media:hover .card__media img {
    transform: scale(1.04);
}

/* Simple bordered list item */
.stack-list {
    list-style: none;
    display: grid;
    gap: 14px;
}

.stack-list li {
    display: flex;
    gap: 14px;
    align-items: flex-start;
    font-size: .99rem;
    color: var(--text-soft);
}

.stack-list i {
    color: var(--success);
    margin-top: 5px;
    font-size: .85rem;
}

.stack-list strong {
    display: block;
    color: var(--text);
    font-weight: 600;
}

/* ---------- Media block ---------- */

.media-frame {
    position: relative;
    border-radius: var(--radius-xl);
    overflow: hidden;
    border: 1px solid var(--border);
    background: var(--surface-2);
}

.media-frame img {
    width: 100%;
    aspect-ratio: 4 / 3;
    object-fit: cover;
}

.media-frame--tall img {
    aspect-ratio: 3 / 4;
}

.media-badge {
    position: absolute;
    left: 22px;
    bottom: 22px;
    background: rgba(7, 13, 11, .82);
    backdrop-filter: blur(8px);
    border: 1px solid var(--border-strong);
    border-radius: var(--radius-md);
    padding: 14px 18px;
    display: flex;
    align-items: center;
    gap: 12px;
    max-width: 82%;
}

.media-badge i {
    color: var(--accent);
}

.media-badge span {
    font-size: .88rem;
    color: var(--text);
    font-weight: 500;
}

/* Broken-image fallback so layout never collapses */
.img-fallback {
    background: linear-gradient(140deg, var(--surface-3), var(--surface));
    min-height: 220px;
}

/* ---------- Demo bank cards ---------- */

.card-showcase {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 26px;
}

.bank-card {
    position: relative;
    aspect-ratio: 1.586 / 1;
    border-radius: var(--radius-lg);
    padding: 50px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    border: 1px solid var(--border-strong);
    background: linear-gradient(145deg, #0F2A21 0%, #0A4E3A 100%);
    box-shadow: var(--shadow-md);
    transition: transform .35s ease, box-shadow .35s ease;
    overflow: hidden;
}

.bank-card::after {
    content: "";
    position: absolute;
    right: -40px;
    top: -60px;
    width: 180px;
    height: 180px;
    border-radius: 50%;
    border: 1px solid rgba(255, 255, 255, .06);
}

.bank-card:hover {
    transform: translateY(-8px) rotate(-1deg);
    box-shadow: var(--shadow-lg);
}

.bank-card--virtual {
    background: linear-gradient(145deg, #12211C 0%, #16221D 60%, #1D2B25 100%);
}

.bank-card--business {
    background: linear-gradient(145deg, #1A1405 0%, #3A2C0C 55%, #A87A20 160%);
    border-color: rgba(201, 150, 46, .4);
}

.bank-card__top {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
}

.bank-card__brand {
    font-family: var(--font-display);
    font-weight: 800;
    letter-spacing: .06em;
    font-size: .95rem;
    color: #fff;
}

.bank-card__type {
    display: block;
    font-size: .68rem;
    font-weight: 500;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, .6);
    margin-top: 2px;
}

.bank-card__contactless {
    color: rgba(255, 255, 255, .8);
    font-size: 1.1rem;
}

.bank-card__chip {
    width: 42px;
    height: 32px;
    border-radius: 6px;
    background: linear-gradient(135deg, #E4C97A, #C9962E);
    position: relative;
}

.bank-card__chip::before,
.bank-card__chip::after {
    content: "";
    position: absolute;
    left: 6px;
    right: 6px;
    height: 1px;
    background: rgba(0, 0, 0, .25);
}

.bank-card__chip::before {
    top: 11px;
}

.bank-card__chip::after {
    top: 20px;
}

.bank-card__number {
    font-family: var(--font-display);
    font-size: 1.12rem;
    letter-spacing: .14em;
    color: #fff;
    margin-top: 16px;
}

.bank-card__footer {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    gap: 16px;
}

.bank-card__label {
    display: block;
    font-size: .6rem;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, .5);
}

.bank-card__value {
    font-size: .85rem;
    color: #fff;
    font-weight: 600;
    letter-spacing: .05em;
}

.bank-card__network {
    font-family: var(--font-display);
    font-weight: 800;
    font-size: .8rem;
    color: rgba(255, 255, 255, .78);
    letter-spacing: .1em;
}

/* ---------- Phone mockup ---------- */

.phone {
    width: 300px;
    max-width: 100%;
    margin: 0 auto;
    border-radius: 42px;
    border: 10px solid #12201A;
    background: var(--surface);
    box-shadow: var(--shadow-lg);
    overflow: hidden;
    position: relative;
}

.phone__notch {
    position: absolute;
    top: 12px;
    left: 50%;
    transform: translateX(-50%);
    width: 96px;
    height: 20px;
    border-radius: 12px;
    background: #12201A;
    z-index: 2;
}

.phone__screen {
    padding: 44px 18px 22px;
}

.phone__greeting {
    font-size: .8rem;
    color: var(--muted);
}

.phone__name {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.08rem;
    margin-bottom: 16px;
}

.phone__balance {
    background: linear-gradient(145deg, var(--primary-dark), var(--primary));
    border-radius: var(--radius-md);
    padding: 18px;
    margin-bottom: 12px;
}

.phone__balance span {
    display: block;
    font-size: .72rem;
    color: rgba(255, 255, 255, .72);
    letter-spacing: .06em;
}

.phone__balance strong {
    font-family: var(--font-display);
    font-size: 1.6rem;
    color: #fff;
    letter-spacing: -.02em;
}

.phone__row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    background: var(--surface-2);
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    padding: 12px 14px;
    margin-bottom: 10px;
}

.phone__row small {
    color: var(--muted);
    font-size: .72rem;
    display: block;
}

.phone__row b {
    font-size: .88rem;
    font-weight: 600;
}

.phone__amount {
    font-size: .88rem;
    font-weight: 600;
}

.phone__amount--in {
    color: var(--success);
}

.phone__section-title {
    font-size: .72rem;
    letter-spacing: .1em;
    text-transform: uppercase;
    color: var(--muted);
    margin: 18px 0 10px;
}

.phone__tabbar {
    display: flex;
    justify-content: space-around;
    border-top: 1px solid var(--border);
    padding: 12px 0 6px;
    margin-top: 16px;
    color: var(--muted);
    font-size: 1rem;
}

.phone__tabbar i:first-child {
    color: var(--accent);
}

/* ---------- Stats ---------- */

.stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.stat {
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    background: var(--surface);
    padding: 28px 24px;
}

.stat__value {
    font-family: var(--font-display);
    font-size: clamp(1.9rem, 3vw, 2.5rem);
    font-weight: 800;
    color: var(--text);
    letter-spacing: -.03em;
    line-height: 1;
    margin-bottom: 8px;
}

.stat__label {
    font-size: .93rem;
    color: var(--text-soft);
}

.stat__note {
    display: inline-block;
    margin-top: 12px;
    font-size: .7rem;
    letter-spacing: .08em;
    text-transform: uppercase;
    color: var(--muted);
    border: 1px solid var(--border-strong);
    border-radius: 999px;
    padding: 3px 10px;
}

/* ---------- Testimonials ---------- */

.testimonials-section {
    background:
        radial-gradient(circle at 12% 12%, rgba(14, 107, 79, .08), transparent 28%),
        radial-gradient(circle at 88% 20%, rgba(201, 150, 46, .10), transparent 26%),
        var(--bg);
    overflow: hidden;
}

.testimonial-slider {
    --visible-cards: 3;
    --slider-gap: 24px;
}

.testimonial-slider__viewport {
    overflow-x: auto;
    overflow-y: hidden;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    scrollbar-width: none;
    border-radius: var(--radius-xl);
    outline: none;
}

.testimonial-slider__viewport::-webkit-scrollbar {
    display: none;
}

.testimonial-slider__viewport:focus-visible {
    box-shadow: 0 0 0 4px rgba(14, 107, 79, .18);
}

.testimonial-slider__track {
    display: flex;
    gap: var(--slider-gap);
    align-items: stretch;
}

.quote {
    flex: 0 0 calc((100% - (var(--slider-gap) * (var(--visible-cards) - 1))) / var(--visible-cards));
    scroll-snap-align: start;
    min-height: 330px;
    background:
        linear-gradient(145deg, rgba(255,255,255,.96), rgba(255,255,255,.9)),
        var(--surface);
    border: 1px solid rgba(213, 224, 217, .9);
    border-radius: 24px;
    padding: 28px;
    display: flex;
    flex-direction: column;
    gap: 22px;
    box-shadow: 0 16px 38px rgba(23, 53, 43, .12);
    position: relative;
    overflow: hidden;
}

.quote::before {
    content: "";
    position: absolute;
    inset: 0 0 auto;
    height: 5px;
    background: linear-gradient(90deg, var(--primary), var(--accent));
}

.quote__top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
}

.quote__mark {
    width: 44px;
    height: 44px;
    border-radius: 14px;
    background: var(--primary-light);
    color: var(--primary);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
}

.quote__rating {
    display: inline-flex;
    gap: 3px;
    color: #F59E0B;
    font-size: .78rem;
}

.quote p {
    font-family: var(--font-display);
    font-size: 1.08rem;
    line-height: 1.6;
    color: var(--text);
    margin: 0;
    flex: 1;
}

.quote__person {
    display: flex;
    align-items: center;
    gap: 12px;
    border-top: 1px solid var(--border);
    padding-top: 20px;
}

.quote__avatar {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    object-fit: cover;
    background: var(--surface-3);
    border: 3px solid #fff;
    box-shadow: 0 8px 18px rgba(23, 53, 43, .14);
}

.quote__name {
    font-weight: 600;
    font-size: .95rem;
}

.quote__role {
    font-size: .8rem;
    color: var(--muted);
}

.testimonial-slider__controls {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    margin-top: 26px;
}

.testimonial-slider__btn {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    border: 1px solid var(--border);
    background: var(--surface);
    color: var(--text);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-sm);
    transition: transform .2s ease, background .2s ease, color .2s ease, border-color .2s ease;
}

.testimonial-slider__btn:hover {
    transform: translateY(-2px);
    background: var(--primary);
    border-color: var(--primary);
    color: #fff;
}

.testimonial-slider__dots {
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.testimonial-slider__dot {
    width: 9px;
    height: 9px;
    border-radius: 999px;
    border: 0;
    background: var(--border-strong);
    padding: 0;
    transition: width .2s ease, background .2s ease;
}

.testimonial-slider__dot.is-active {
    width: 26px;
    background: var(--primary);
}

.demo-note {
    font-size: .84rem;
    color: var(--muted);
    border: 1px dashed var(--border-strong);
    border-radius: var(--radius-sm);
    padding: 12px 16px;
    display: inline-flex;
    gap: 10px;
    align-items: flex-start;
    margin-top: 28px;
}

.demo-note i {
    color: var(--accent);
    margin-top: 3px;
}

/* ---------- CTA ---------- */

.cta {
    background: linear-gradient(135deg, var(--primary-dark) 0%, #0B3B2C 60%, var(--surface-2) 100%);
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
    padding: 88px 0;
    text-align: center;
}

.cta h2 {
    margin-bottom: 16px;
}

.cta h2 {
    color: #fff;
}

.cta p {
    color: rgba(234, 241, 237, .82);
    max-width: 56ch;
    margin: 0 auto 30px;
    font-size: 1.06rem;
}

.cta .btn-group {
    justify-content: center;
}

.cta .btn-secondary {
    background: rgba(7, 13, 11, .4);
    border-color: rgba(234, 241, 237, .28);
    color: #fff;
}

.cta .btn-secondary:hover {
    background: rgba(7, 13, 11, .68);
}

/* ---------- Accordion / FAQ ---------- */

.accordion {
    display: grid;
    gap: 12px;
}

.accordion__item {
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    background: var(--surface);
    overflow: hidden;
    transition: border-color .25s ease;
}

.accordion__item.is-open {
    border-color: var(--border-strong);
}

.accordion__trigger {
    width: 100%;
    background: none;
    border: 0;
    color: var(--text);
    text-align: left;
    padding: 20px 22px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
    font-size: 1rem;
    font-weight: 600;
    font-family: var(--font-display);
}

.accordion__trigger i {
    color: var(--accent);
    font-size: .82rem;
    transition: transform .3s ease;
    flex-shrink: 0;
}

.accordion__item.is-open .accordion__trigger i {
    transform: rotate(45deg);
}

.accordion__panel {
    max-height: 0;
    overflow: hidden;
    transition: max-height .35s ease;
}

.accordion__panel-inner {
    padding: 0 22px 22px;
    color: var(--text-soft);
    font-size: .98rem;
    max-width: 72ch;
}

/* ---------- Forms ---------- */

.form {
    display: grid;
    gap: 18px;
}

.field {
    display: grid;
    gap: 8px;
}

.field label {
    font-size: .9rem;
    font-weight: 600;
    color: var(--text);
}

.field .hint {
    font-size: .82rem;
    color: var(--muted);
}

.input,
.textarea,
.select {
    width: 100%;
    background: var(--surface-2);
    border: 1px solid var(--border-strong);
    border-radius: var(--radius-sm);
    color: var(--text);
    padding: 14px 16px;
    font-family: var(--font-body);
    font-size: .98rem;
    transition: border-color .22s ease, background-color .22s ease, box-shadow .22s ease;
}

.input::placeholder,
.textarea::placeholder {
    color: var(--muted);
}

.input:focus,
.textarea:focus,
.select:focus {
    outline: none;
    border-color: var(--primary);
    background: var(--surface-3);
    box-shadow: 0 0 0 3px rgba(14, 107, 79, .25);
}

.textarea {
    min-height: 150px;
    resize: vertical;
}

.input-group {
    position: relative;
}

.input-group .input {
    padding-left: 46px;
}

.input-group__icon {
    position: absolute;
    left: 16px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--muted);
    font-size: .9rem;
    pointer-events: none;
}

.input-group--toggle .input {
    padding-right: 50px;
}

.password-toggle {
    position: absolute;
    right: 6px;
    top: 50%;
    transform: translateY(-50%);
    width: 40px;
    height: 40px;
    border: 0;
    background: transparent;
    color: var(--muted);
    border-radius: var(--radius-sm);
}

.password-toggle:hover {
    color: var(--text);
    background: var(--surface-3);
}

.field.has-error .input,
.field.has-error .textarea {
    border-color: var(--danger);
}

.field__error {
    display: none;
    font-size: .84rem;
    color: var(--danger);
    align-items: center;
    gap: 7px;
}

.field.has-error .field__error {
    display: flex;
}

.checkbox {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    font-size: .92rem;
    color: var(--text-soft);
    cursor: pointer;
}

.checkbox input {
    width: 18px;
    height: 18px;
    margin-top: 3px;
    accent-color: var(--primary);
    flex-shrink: 0;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
}

.form-note {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    background: var(--gold-soft);
    border: 1px solid rgba(201, 150, 46, .3);
    border-radius: var(--radius-sm);
    padding: 14px 16px;
    font-size: .89rem;
    color: var(--text-soft);
}

.form-note i {
    color: var(--accent);
    margin-top: 3px;
}

.form-alert {
    display: none;
    gap: 12px;
    align-items: flex-start;
    background: var(--green-soft);
    border: 1px solid rgba(22, 163, 74, .32);
    border-radius: var(--radius-sm);
    padding: 14px 16px;
    font-size: .92rem;
    color: var(--text);
}

.form-alert.is-visible {
    display: flex;
}

.form-alert i {
    color: var(--success);
    margin-top: 3px;
}

/* ---------- Auth pages ---------- */

.auth {
    min-height: calc(100vh - var(--nav-h));
    display: grid;
    grid-template-columns: 1fr 1fr;
}

.auth__panel {
    padding: 64px 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--bg);
}

.auth__form-wrap {
    width: 100%;
    max-width: 420px;
}

.auth__title {
    margin-bottom: 10px;
}

.auth__sub {
    margin-bottom: 30px;
}

.auth__aside {
    position: relative;
    background: var(--surface);
    border-left: 1px solid var(--border);
    overflow: hidden;
    display: flex;
}

.auth__aside img {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    opacity: .5;
}

.auth__aside-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(160deg, rgba(10, 78, 58, .82), rgba(7, 13, 11, .94));
}

.auth__aside-content {
    position: relative;
    z-index: 2;
    padding: 56px 48px;
    margin-top: auto;
    max-width: 480px;
}

.auth__meta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    flex-wrap: wrap;
    margin-top: -4px;
}

.auth__switch {
    margin-top: 26px;
    padding-top: 24px;
    border-top: 1px solid var(--border);
    font-size: .95rem;
    color: var(--text-soft);
    text-align: center;
}

.auth__secure {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    font-size: .84rem;
    color: var(--muted);
    margin-top: 22px;
}

.auth__secure i {
    color: var(--success);
}

/* ---------- Contact ---------- */

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.25fr;
    gap: 48px;
    align-items: start;
}

.contact-card {
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 26px;
    display: flex;
    gap: 16px;
    margin-bottom: 16px;
}

.contact-card__icon {
    width: 44px;
    height: 44px;
    flex-shrink: 0;
    border-radius: var(--radius-sm);
    background: var(--green-soft);
    color: var(--success);
    display: grid;
    place-items: center;
}

.contact-card h3 {
    font-size: 1.02rem;
    margin-bottom: 4px;
}

.contact-card p {
    font-size: .94rem;
    margin: 0;
}

.contact-card a {
    color: var(--accent);
}

/* ---------- FAQ search & categories ---------- */

.faq-search {
    position: relative;
    max-width: 560px;
    margin: 0 auto 20px;
}

.faq-search .input {
    padding-left: 48px;
    height: 56px;
}

.faq-search i {
    position: absolute;
    left: 18px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--muted);
}

.chip-row {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    justify-content: center;
    margin-bottom: 40px;
}

.chip {
    background: var(--surface-2);
    border: 1px solid var(--border-strong);
    color: var(--text-soft);
    border-radius: 999px;
    padding: 9px 18px;
    font-size: .88rem;
    font-weight: 500;
    transition: all .2s ease;
}

.chip:hover {
    color: var(--text);
    border-color: var(--primary);
}

.chip.is-active {
    background: var(--primary);
    border-color: var(--primary);
    color: #fff;
}

.faq-group {
    margin-bottom: 44px;
}

.faq-group__title {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 1.25rem;
    margin-bottom: 18px;
    padding-bottom: 14px;
    border-bottom: 1px solid var(--border);
}

.faq-group__title i {
    color: var(--accent);
    font-size: .95rem;
}

.faq-empty {
    display: none;
    text-align: center;
    color: var(--muted);
    padding: 40px 0;
}

.faq-empty.is-visible {
    display: block;
}

/* ---------- Alerts / callouts ---------- */

.callout {
    display: flex;
    gap: 16px;
    align-items: flex-start;
    border-radius: var(--radius-lg);
    padding: 24px 26px;
    border: 1px solid var(--border-strong);
    background: var(--surface-2);
}

.callout__icon {
    font-size: 1.15rem;
    margin-top: 2px;
}

.callout--warning {
    background: var(--gold-soft);
    border-color: rgba(201, 150, 46, .34);
}

.callout--warning .callout__icon {
    color: var(--accent);
}

.callout--info {
    background: rgba(2, 132, 199, .1);
    border-color: rgba(2, 132, 199, .3);
}

.callout--info .callout__icon {
    color: var(--info);
}

.callout h3 {
    font-size: 1.05rem;
    margin-bottom: 6px;
}

.callout p {
    font-size: .95rem;
    margin: 0;
}

/* ---------- Steps ---------- */

.steps {
    list-style: none;
    counter-reset: step;
    display: grid;
    gap: 18px;
}

.steps li {
    counter-increment: step;
    display: flex;
    gap: 18px;
    align-items: flex-start;
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    padding: 20px 22px;
}

.steps li::before {
    content: counter(step);
    flex-shrink: 0;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: var(--primary);
    color: #fff;
    display: grid;
    place-items: center;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: .9rem;
}

.steps strong {
    display: block;
    color: var(--text);
    margin-bottom: 3px;
}

.steps p {
    margin: 0;
    font-size: .94rem;
}

/* ---------- Value / about ---------- */

.value-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1px;
    background: var(--border);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    overflow: hidden;
}

.value {
    background: var(--surface);
    padding: 30px 28px;
}

.value i {
    color: var(--accent);
    font-size: 1.1rem;
    margin-bottom: 14px;
    display: block;
}

.value h3 {
    font-size: 1.05rem;
    margin-bottom: 8px;
}

.value p {
    font-size: .93rem;
    margin: 0;
}

/* ---------- Footer ---------- */

.footer {
    background: var(--surface);
    border-top: 1px solid var(--border);
    padding: 72px 0 36px;
}

.footer__top {
    display: grid;
    grid-template-columns: 1.4fr repeat(4, 1fr);
    gap: 40px;
    padding-bottom: 44px;
    border-bottom: 1px solid var(--border);
}

.footer__about p {
    font-size: .94rem;
    max-width: 34ch;
    margin: 18px 0 20px;
}

.footer__social {
    display: flex;
    gap: 10px;
}

.footer__social a {
    width: 40px;
    height: 40px;
    border-radius: var(--radius-sm);
    border: 1px solid var(--border-strong);
    background: var(--surface-2);
    display: grid;
    place-items: center;
    color: var(--text-soft);
    transition: all .22s ease;
}

.footer__social a:hover {
    color: var(--accent);
    border-color: var(--accent);
    transform: translateY(-2px);
}

.footer__col h4 {
    font-family: var(--font-display);
    font-size: .95rem;
    margin-bottom: 16px;
}

.footer__col ul {
    list-style: none;
    display: grid;
    gap: 11px;
}

.footer__col a {
    font-size: .93rem;
    color: var(--text-soft);
    transition: color .2s ease;
}

.footer__col a:hover {
    color: var(--accent);
}

.footer__bottom {
    padding-top: 28px;
    display: flex;
    justify-content: space-between;
    gap: 20px;
    flex-wrap: wrap;
    align-items: center;
}

.footer__copy {
    font-size: .88rem;
    color: var(--muted);
    margin: 0;
}

.footer__legal {
    display: flex;
    gap: 20px;
    font-size: .88rem;
    color: var(--muted);
}

.footer__legal a:hover {
    color: var(--text-soft);
}

.footer__disclaimer {
    margin-top: 24px;
    padding: 16px 18px;
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    background: var(--surface-2);
    font-size: .84rem;
    color: var(--muted);
    line-height: 1.6;
}

.footer__disclaimer strong {
    color: var(--text-soft);
}

/* ---------- Mobile bottom action bar (hidden on desktop) ---------- */

.mobile-actions {
    display: none;
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 95;
    padding: 12px 16px calc(12px + env(safe-area-inset-bottom, 0px));
    background: rgba(7, 13, 11, .82);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-top: 1px solid var(--border-strong);
    gap: 12px;
}

.mobile-actions .btn {
    flex: 1;
    min-height: 52px;
    font-size: 1rem;
}

/* ---------- Utilities ---------- */

.mx-auto {
    margin-left: auto;
    margin-right: auto;
}

.mt-0 {
    margin-top: 0;
}

.mt-24 {
    margin-top: 24px;
}

.mt-40 {
    margin-top: 40px;
}

.mb-0 {
    margin-bottom: 0;
}

.mb-24 {
    margin-bottom: 24px;
}

.gap-lg {
    gap: 40px;
}